Make your dream trip a reality with a vacation loan

Ever feel stuck in your 9 to 5 job and just generally bored with the mundane routine of your daily life? We all love a good holiday and travelling is always a good activity for us to recharge and take a breather. However, when it comes to finances, we tend to scale down our vacation plans, or worse, we’d rather not travel at all when our hard-earned annual leaves or off days arrive.

With the rising cost of living in Singapore, travelling for leisure is not a luxury many people can afford. Trips around the region in Asia might be more affordable than trips to Europe or America. The reality is that your savings might not be enough to finance your dream vacation. Just saving up for a flight to Europe would take months on a meagre salary. It doesn’t help that inflation is making our daily lives a greater struggle with rising costs in our day-to-day expenses.

If all these scenarios are relatable to you and got you wondering, “I really want to go on my dream vacation. Are there other ways to fund my holiday?” The answer is yes! At Galaxy Credit, we have just the right kind of vacation loans for you to finance your holiday and keep the travel bug at

What is a vacation loan?

Doesn’t a vacation loan sound too good to be true? An accessible and customizable loan to fund your vacation anytime you need it does sound like a dream. But at Galaxy Credit, we do indeed offer vacation loans tailored to meet the needs of our customers looking for a safe and simple alternative to fund their vacations. It is a short-term personal loan designed to help our customers pay for their leisure travel without the hassles of long approval processes and exorbitant interest rates.

 

What makes Galaxy Credit’s vacation loans great?

Still thinking if you should apply for a vacation loan? While there are many good reasons out there why you should consider applying for one, we have listed some benefits to help you decide.

Before taking out any sorts of loans, it is important that you conduct a thorough research into the company you are taking a loan from and if they can offer you a loan best suited for your travel needs.

Galaxy Credit is a licensed moneylender registered under the Ministry of Law. We have a wide variety of loans for every personal or business need. We take every single loan application seriously and aim to provide a reliable and delightful experience for our customers. At Galaxy Credit, our affordable loans and great customer service are what keeps our customers satisfied and continue to return time after time over the years.

When you apply for a vacation loan, choose a lender that offers good customer service as well so you know that you will be in good hands.

Planning for a vacation should be fun and exciting. When you apply for a vacation loan, it should not take the fun out of your plans, but instead, help you to plan your budget more efficiently for your trip. Therefore, we believe in keeping our interest rates low and competitive so you never have to worry about bursting your budget over sky-high interest rates.

Galaxy Credit offers low and simple interest rates from 2.27% per month, subject to approval. Our vacation loan does not require any collateral as well, which makes our loans accessible and affordable for our customers.

When you apply for a vacation loan with us, our team of loan experts will take special care to assess your finances and work out a package best suited to your needs. It is important to iron out details such as the interest rate so that you will be able to repay your loans on time and within means.

Applying for a vacation loan has never been easier. You can choose to drop by our office in Ang Mo Kio or apply online. As a licensed and reputable moneylender in Singapore, Galaxy Credit is fast and efficient when it comes to processing your loan application. Enjoy a seamless experience from your loan application to cash disbursement when you take out a loan with us.

Our customers can expect their applications to be processed within an hour and their cash to be disbursed within 24 hours. This hassle-free and efficient process is our promise to you so that you can receive your loans in a timely manner.

Is this not the most important reason why you should apply for a vacation loan? Time is not a luxury we all have. While you dream about that fancy Europe trip or that cozy family holiday to Taiwan, a vacation loan can be a reliable source of funding for your dream holiday, no matter how big or small it is. All you have to do is apply, then sit back and relax, and take the trip you deserve.

With our attractive interest rates and loan packages, you can take out a vacation loan with a peace of mind. Compared to credit cards, you need not worry about incurring high interest rates and are able to stretch your repayment terms up to a year. As long as you are able to provide a proof of income and are able to repay your loans on time, a vacation loan can help make your dream trip a reality sooner rather than later.

The world is big and wide. There are so many exotic and exciting places still undiscovered. Make your dream trip a reality and apply for a vacation loan with Galaxy Credit today!

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